by Ben Lalez | May 7, 2025 | Buying, Condos, Lifestyle, Real Estate, Relocating
When most people think about buying a home in Chicago, it’s common to think about single-family bungalows and condos. But there’s another option known as the co-operative apartment, or co-op for short. If you don’t know the difference between a regular condo and...
by Ben Lalez | Mar 11, 2025 | Buying, Condos, Real Estate
Hey there, future homeowner! If you’re diving into the homebuying process for the first time, you’re probably finding that mortgage terminology can be a bit confusing, almost like learning a new language. One common topic for first-time homebuyers is the difference...
by Ben Lalez | Feb 19, 2025 | Buying, Condos, Real Estate
If you’re buying a home for the first time, you can either pay your property taxes and insurance through escrow or self-manage your payments. In this article, we’ll explore the pros and cons so you can make an informed decision. We’re the Ben Lalez team, and after...
by Ben Lalez | Jan 21, 2025 | Buying, Condos, Real Estate
Hey there Chicago homeowners and future homebuyers! It’s the Ben Lalez team again, and this week we wanted to talk about something that’s been making headlines lately right here in Chicago. Mortgage fraud. While it might not be as exciting as discussing your dream...
by Ben Lalez | Jan 15, 2025 | Buying, Condos, Lifestyle, Real Estate, Relocating
When it comes to understanding mortgage payments and affordability, it’s easy to get lost in a maze of percentages, ratios, and financial jargon. Most explanations out there feel like they’re written for accountants rather than real people looking to buy a...